The Expensify Card is now available for companies in the United Kingdom and Europe! This guide walks you through eligibility and how to set up and start using the card in GBP or EUR. We are currently issuing virtual cards only, but will be releasing physical cards very soon!

UK/EU Expensify Card setup

To get started with the UK/EU Expensify Card, you’ll need to meet a few eligibility requirements and connect a business bank account in GBP or EUR.

Who can use the UK/EU Expensify Card?

The card is currently available for:

Companies with a GBP or EUR business bank account connected
Businesses located in supported UK or EEA countries

If your company hasn’t yet connected a GBP or EUR business bank account, follow this process to get started.

Supported countries

The Expensify Card is supported in 21 countries across the EU and UK:

Belgium
Cyprus
Denmark
Estonia
Finland
Gibraltar
Hungary
Ireland
Latvia
Liechtenstein
Lithuania
Luxembourg
Malta
Netherlands
Poland
Romania
Slovakia
Slovenia
Spain
Sweden
United Kingdom

Note: While companies based in an unsupported country can’t currently sign up for the Expensify Card, cards may be issued to employees in these countries.

How to set up the Expensify Card

Pre-Requisites

Have a GBP or EUR bank account connected, follow this process to connect one.
Complete the Know Your Customer (KYC) and Know Your Business (KYB) forms.
Share the last 90 days of statements from your connected GBP or EUR bank account with Concierge so they can assess your eligible limit

1. Enable the Expensify Card for your workspace

From the left-hand menu, go to Settings > Workspaces > [Workspace Name] > More features.
Under Spend, toggle on Expensify Card.
So that we can assess your request, reach out to Concierge and provide the last 90 days of statements
Once enabled, the Expensify Card tab will appear in the left-hand menu.

2. Link a settlement bank account

From the left-hand menu, select Workspaces > [Workspace Name] > Expensify Card.
Click Issue new card.
Choose an existing GBP or EUR bank account to settle card transactions.

3. Issue virtual cards to employees

Go to Workspaces > [Workspace Name] > Expensify Card.
Click Issue new card.
Select the employee.
Choose Virtual.
Pick a limit type:
- Smart limit – Spend up to a threshold before needing approval
- Monthly limit – Capped monthly spend
- Fixed limit – One-time spend cap (card closes once reached)
Enter the spending limit.
Name the card to help with tracking.
Click Issue card to confirm.

4. Begin using your cards

That’s it! Employees can now spend using their Expensify Cards in GBP or EUR. All transactions will automatically appear using the Report filters

FAQ

What exchange rate is used for foreign currency purchases?

We use the Visa FX calculator to determine exchange rates for purchases made in currencies other than GBP or EUR. Please ensure that you edit the bank fee to 0% when using the calculator, as the Expensify Card does not incur any foreign exchange fees.

Does the Expensify Card support Visa Secure for online transactions?

Yes, the Expensify Card protects online transactions with Visa Secure. Please review the Visa Secure FAQs for more information.

Need help?

If you’re unsure about eligibility or need help activating a card, message Concierge directly from the app — we’re happy to help!

UK and EU Expensify Card